Financial Education Planning Frameworks (3-11)

Up to 11 Financial capability Work readiness Borrowing and Understanding Interest Budgeting Money Safety & Fraud Making Financial Choices Money & Work Savings & Investments Value of Money Ways to Pay Where Money Comes From Needs & Wants Educator-led

This framework aims to support the planning, teaching, and progression of financial education by setting out the key areas of financial knowledge, skills and attitudes, across four core themes.

The framework is designed to help you deliver financial education flexibly across the range of subjects and learning opportunities available within your school’s curriculum. It is not intended to be used rigidly. You may need to draw on ideas from other ages depending on the needs of your pupils.

It can be used in a number of ways, for example to:

gauge students’ starting points for financial education;
identify learning outcomes for lessons and schemes of work;
map existing provision and identify gaps;
plan for progression between ages and key stages.

Nod y fframwaith hwn ydy cefnogi cynllunio, addysgu a dilyniant mean addysg ariannol trwy cyflwyno meysydd allweddol gwybodaeth, sgiliau ac agweddau tuag at arian, ar draws pedair craidd thema, sef:

sut i reoli arian;
bod yn ddefnyddiwr beirniadol;
rheoli risgiau ac emosiynau yn gysylltiedig ag arian;
deall rôl bwysig arian yn ein bywydau.

Mae’r fframwaith wedi’i gynllunio i’ch helpu i gyflwyno addysg ariannol mewn ffordd hyblyg ar draws eich cwricwlwm. Nid yw wedi’i fwriadu i’w ddefnyddio’n llym.