Managing Your Money- A Guide to Personal Finance

16-18 oed Parodrwydd ar gyfer gwaith Gwneud Dewisiadau Ariannol Arian a Gwaith Cynilion a Buddsoddiadau Dan arweiniad addysgwyr Dan arweiniad myfyrwyr

This textbook provides a comprehensive introduction to personal finance, helping learners build the knowledge and skills needed to manage money confidently and responsibly. It explores key topics such as sources of income and expenditure, budgeting, saving, financial products and services, managing financial risks, and accessing support and guidance when needed.

Designed to support progression towards financial independence, the resource encourages learners to make informed decisions based on their personal circumstances and financial goals. It has been written to support the Cambridge OCR Level 3 Award in Personal Finance but can also be used by anyone seeking to improve their financial capability and understanding.

Learners will be able to:

  • Plan for their financial needs at different stages of life
  • Identify sources of income and expenditure
  • Create and manage budgets
  • Work towards financial goals such as major purchases
  • Understand financial products and services
  • Manage financial risks
  • Access financial help and guidance when required

This resource is based on the Your Money Matters book published by Young Enterprise.

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