Our Mission & Vision

We believe that the potential of the UK’s young people is unlimited. Through our work we help them discover, develop & celebrate their skills

Find your local YE

Young Enterprise and Young Money work across the UK delivering enterprise and financial education programmes. Find us in your local area

Enterprise Education

Young Enterprise helps young people develop the life skills, knowledge & confidence they need to succeed in the changing world of work.

Financial Education

Young Money (formerly pfeg) is a trusted and valued provider of knowledge, resources & training to anyone teaching young people how to manage money.

Alumni Network

Over 4 million young people have taken part in Young Enterprise. Join our alumni network to continue learning, growing and supporting YE

Become a Corporate Partner

Working with Young Enterprise and Young Money gives you the opportunity to directly support and inspire young people

Your Money Matters

A Financial Education Textbook

Cymraeg

Your Money Matters has been designed for use with young people aged 14 – 16 and covers topics including spending and saving, borrowing, debt, insurance, student finance and future planning. It is the very first financial education textbook, and following the successful roll-out into schools in England in 2018 we are excited to be bringing nation-specific versions to Northern Ireland, Scotland and Wales, too.

The Money and Pensions Service and Martin Lewis, founder of MoneySavingExpert.com, have split the cost of developing these country-specific editions of Your Money Matters.

You can download the England, Northern Ireland and Scotland editions of the Textbook, along with the accompanying teacher’s guide, free of charge by following the links below. The Wales edition will be available in Autumn 2021.

Have you used Your Money Matters with your students?

Young Money, together with Young Enterprise Scotland and Young Enterprise Northern Ireland, has partnered with the University of Edinburgh Business School to conduct an evaluation into the impact of Your Money Matters in schools across the UK.

We are looking for schools from across the UK to participate in this evaluation through completing surveys and taking part in case studies. The evaluation opportunities available are slightly different for each nation, so click on the link below to find out more about how you can get involved.

Find out more about the Your Money Matters evaluation

What is in the textbook?

The textbook contains facts and information as well as interactive activities and questions for the students to apply their knowledge. The chapters are as follows:

Savings – ways to save, interest, money and mental health
Making the most of your money – budgeting, keeping track of your budget, ways to pay, value for money, spending
Borrowing – debt, APR, borrowing products, unmanageable debt
After school, the world of work – student finance, apprenticeships, earnings, tax, pensions, benefits
Risk and reward – investments, gambling, insurance
Security and fraud – identity theft, online fraud, money mules

To provide additional support to teachers there is an accompanying teacher’s guide, which highlights areas of good practice, provides examples of curriculum integration, and showcases additional external support which schools can use to enrich their financial education provision.

England

The original Your Money Matters textbook for use in England (updated edition, January 2021) is now available for download.

Go to England Edition

Northern Ireland

The Your Money Matters textbook for use in Northern Ireland is now available for download.

Go to Northern Ireland Edition

Scotland

The Your Money Matters textbook for use in Scotland is now available for download.

Go to Scotland Edition

Wales (Coming Soon!)

The Your Money Matters textbook for use in Wales will be available in both English and Welsh in Autumn 2021.

The Your Money Matter textbook giveaway is now closed. We received a very high response and want to ensure we can provide books to as many schools and education establishments who requested them as possible. We will be contacting those schools and educational establishments who we are able to send copies of the textbook and Teachers Guide to over the coming week so please keep an eye on the email address you provided.

Making the most of Your Money Matters

Making the most of Your Money Matters

Our range of Teacher Training will help you develop and deliver effective and engaging financial education within the secondary curriculum in a way that is real and relevant to your students.

Teacher Training

More resources on our Resource Hub

More resources on our Resource Hub

You can also visit the resource hub to access a range of financial education teaching resources and materials which can be used to complement the activities within Your Money Matters.

Browse resources

Contact our Advisory Service for support and guidance on how to make the most of Your Money Matters

020 4526 6389

[email protected]

Please note that we have been made aware of an organisation contacting individuals asking for donations in relation to the Textbook. We would never ask individuals for donations towards the Textbook and have not authorised any organisation to do this on our behalf. If you are approached, please contact Action Fraud on 0300 123 2040.